Personal Finance Tips

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The 100 Envelope Challenge: Does It Really Work?
4 minute read

The 100 Envelope Challenge: Does It Really Work?

Sumit Kaushik
06 Jun 2025
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Financial Independence for Freelancers: FIRE Without the 9-to-5

Financial Independence for Freelancers: FIRE Without the 9-to-5

Think you need a corporate job to achieve Financial Independence and Retire Early (FIRE)? Think again. The freelance path to FIRE may be unconventional—but it’s powerful, flexible, and fully within reach.

3 minute read

By Sumit Kaushik/07 May 2025
Travel Hacking: Funding Your Wanderlust with Smart Credit Card Points

Travel Hacking: Funding Your Wanderlust with Smart Credit Card Points

Travel hacking is a smart strategy where savvy individuals use credit card points, loyalty programs, and cashback rewards to fund nearly free trips.

3 minute read

By Sumit Kaushik/04 May 2025
Invisible Inflation: The Hidden Costs You’re Missing in 2025

Invisible Inflation: The Hidden Costs You’re Missing in 2025

Discover how invisible inflation—through shrinkflation, stealth pricing, and subscription overload—is quietly draining your wallet in 2025. Learn how to spot it and fight back.

3 minute read

By Sumit Kaushik/01 May 2025
Women and Wealth Closing the Gender Investing Gap

Women and Wealth: Closing the Gender Investing Gap

Women and Wealth: Closing the Gender Investing Gap" explores how women, despite growing economic power, remain underrepresented in investing—resulting in missed opportunities for long-term wealth.

5 minute read

By Sumit Kaushik/29 Apr 2025
Buy Now, Pay Later (BNPL): The New Debt Trap?

Buy Now, Pay Later (BNPL): The New Debt Trap?

Buy Now, Pay Later (BNPL) services offer consumers the ability to split purchases into interest-free installments, making shopping more flexible and appealing. However, the ease of delayed payments can lead to overspending, hidden fees, and accumulating debt, especially among younger users.

5 minute read

By Sumit Kaushik/28 Apr 2025

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